April 9, 2008
Mexican Insurance - The KEY to Your Protection
Mexican Insurance Store.com is reporting the #1 legal and insurance problems relating to Mexican Auto Insurance for Motorists driving to Mexico on vacation. In Mexico, Napoleonic Law dictates that you are guilty until proven innocent, the complete opposite of English Common Law, where innocence is presumed until one is found guilty. The consequences of NOT carrying proper auto coverage can mean jail time in Mexico.
Everyday Mexican Car Insurance Predicaments:
1. Forgetting to Purchase Mexican Insurance
Typical US and Canadian domestic auto insurance is null and void in Mexico. Motorists who do not have Mexican Auto Insurance do so at their own risk, as any drivers who gets into a car accident may spend many hours or days in jail and have their vehicle taken by the authorities to pay for third party damages.
2. Not Having Emergency Medical Assistance
Traveling in Mexico is fun, but it can become a traumatic ordeal without emergency medical assistance. US health insurance generally excludes coverage in Mexico.
3. Finding Quality Mexican Insurance
Experienced travelers recommend that you purchase Mexican auto insurance before arriving in Mexico with your vehicle. Although Mexican insurance can be purchased from various booths just prior to entering Mexico, you will have difficulty evaluating if your policy is from a quality company approved and admitted in Mexico, if you have the quality coverage for your trip, if any activities that you plan to do are excluded, or if you even price for the policy was the best value?
4. Legal Assistance Coverage
This is a section that travelers need to understand. Any Mexican Insurance policy should include Legal Assistance and also coverage for the expense of a bail bond.
5. After buying your policy you should receive the following documents to take with you:
* Authentic and admitted Mexican auto insurance policy * Accident instructions and important policy information * Essential phone numbers * Insurance Premium payment receipt
Make sure your policy covers your entire trip. Many insurance companies have day, week, and yearly policies. You may find it its a better value to buy coverage over a longer period if your trip is over 22 days or a month.
Filed under Car Insurance by Linden Gray









